India's two default gateways differ less in checkout and more in payouts, settlements and support responsiveness. Comparison for store owners:
Head to head
- Checkout/UPI: parity — both excellent on UPI intent flows and cards.
- Payouts: Cashfree Payouts historically stronger for vendor/marketplace splits; RazorpayX competitive.
- Settlements: compare T+1 vs T+2 on your volumes, not headlines.
- Verdict: single retail store — either; marketplace/payout-heavy — evaluate Cashfree first, RazorpayX second.
Integration
We integrate both with webhook-confirmed orders — costs on gateway cost page.
FAQs
Can we use both?
Yes — primary plus fallback routing is best practice for sale days.
Which is cheaper?
Effective cost depends on your UPI/card mix; model it on real orders.
Switching pain?
Low with clean order-state code; we migrate without losing pending payments.