Stripe's global polish meets Razorpay's Indian depth (UPI, netbanking, local support). The choice hinges on where your money comes from:
Head to head
- Domestic UPI/netbanking: Razorpay decisively.
- International cards: Stripe's fraud tooling and global acquiring edge ahead.
- Compliance: both handle GST invoicing inputs; Razorpay's Indian entity simplifies local paperwork.
- Verdict: domestic-first — Razorpay; meaningful foreign revenue — Stripe alongside, or Razorpay International.
Setup
Multi-gateway checkout from ₹25,000 — see costs.
FAQs
Can one checkout offer both?
Yes — currency/geo-based gateway routing.
Payouts abroad?
Stripe Connect vs RazorpayX routing evaluated per flow.
Refunds?
Both support API refunds; reconciliation reports included in our builds.